Which Fire Path is Right For Me

Welcome to our “What FIRE Path Is Right for Me?” tool! Whether you’re just starting your financial independence journey or you’re looking to refine your approach, this tool is designed to help you find the FIRE strategy that aligns with your unique goals, values, and lifestyle. By answering a few simple questions about your current financial situation, lifestyle preferences, and long-term objectives, you’ll receive personalized recommendations to help you chart the most effective path to achieving financial freedom. Let’s get started and uncover the perfect FIRE plan tailored just for you!

Find Your FIRE Path

How old are you?
Under 25 25-34 35-44 45-54 55+
What is your current annual income?
Less than $30,000 $30,000 - $60,000 $60,000 - $100,000 $100,000 - $150,000 More than $150,000
Do you currently have debt?
No debt Small amounts (student loans, car loan, etc.) Significant debt
What is your current savings rate?
Less than 20% 20-30% 30-50% More than 50%
What percentage of your savings are invested in high-risk assets?
Less than 20% 20-50% 50-75% 75% or more
What is your current job situation?
Full-time salaried Self-employed / business owner Part-time worker Freelancer / contract work Unemployed
What is the total amount of savings and investments you currently have?
Less than $10,000 $10,000 - $50,000 $50,000 - $200,000 More than $200,000
Where are you located (region/country)?

How would you describe your current lifestyle?
Luxury (High standard of living) Moderate (Balanced lifestyle) Minimalist (Low expenses, simple lifestyle)
Do you have dependents or a family to support?
No dependents Yes, I have children/family to support
Do you have any health issues that may affect your retirement plans?
No health issues Yes, health issues
What are your primary retirement goals?

At what age do you plan to retire?

Are you interested in side hustles or entrepreneurship?
No Yes, I want to start a business or side hustle
Do you have any long-term business goals?

How would you describe your spending habits?
Low spending (budget-conscious) Moderate spending (balanced) High spending (luxurious)
How stable is your current career?
Stable Unstable
What is your current savings?

Do you have a clear debt repayment plan?
No plan Yes, I have a solid plan
Do you have a plan for increasing your savings rate?
No plan Yes, I have a solid plan
What is your risk tolerance for investments?
Low risk Moderate risk High risk
How would you rate your investing knowledge?
Beginner Intermediate Advanced
Are you receiving financial advice?
No Yes, I work with a financial advisor
Do you have investments outside of traditional stocks and bonds?
No Yes, I invest in real estate, crypto, etc.
What are your future income expectations?

How do you plan to manage your retirement funds?
Self-managed (e.g., index funds, ETFs) Managed by a financial advisor Other
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