Let’s be real for a second—answering financial questions from social media every week means I’ve talked about these topics a lot. And while I’ve shared bits and pieces across my blog over the years, those posts are spread out over time—some even dating back several years. So, it’s easy for things to get lost in the shuffle. That’s why I’m putting everything together in one place now, so you don’t have to sift through a decade of posts.
I get asked a lot about my retirement savings, so I’m going to lay it all out in one place here. Afterward, I’ll answer some of the specific questions I’ve been getting from followers recently.
For those of you wondering how I got here, I’ve compiled all the details on my “Where I Stand Numbers Wise” page. It includes my monthly net worth updates and more, which I also share on social media.
If you want a deeper dive into my story, I wrote a series called “How Did I Get Here?” where I walk through the steps of my financial journey, from my early income struggles to the point I reached today. You can find the full series here:
- Year 1: From $0 to Financial Awareness
- Year 2: Navigating Setbacks and Growing Savings
- Year 3: Realizing the Power of Small Wins
- Year 4: Overcoming Self-Doubt and Boosting Earnings
- Year 5: Gaining Financial Confidence and Big Changes
- Year 6: Investing Big and Watching the Wealth Grow
- Year 7: Focus on Passive Income and Diversification
- Year 8: Fine-Tuning the FIRE Strategy
- Year 9: Preparing for my Next Phase of Life
- Year 10: Achieving Financial Independence and Living on My Own Terms
Now lets take a look at where I have my money and what each is, purpose, when it was set up and where it stands currently.
Fire2Retire’s Investing and Saving Strategy
Investment Accounts
- Betterment
- Acorns
- Stash
- M1
- Wealthfront
- Fundrise
- LendingClub
- Worthy Peer Capital
- Robinhood
- Axos Invest
- Fidelity
- TD Ameritrade
- Firstrade
- Stockpile
- Interactive Brokers
- E-Trade
- Tastyworks
- Webull
- Merrill Edge
- FirstTrade
- Digit (if this is related to investment rounding up)
- Empower (may be for financial planning/investment tools)
High-Yield Savings / Cash Management
- Chime
- Qapital
- Ally Bank (savings account)
- Axos (savings account)
- Vio Bank
- SmartyPig
- Alliant (savings account)
- Current (savings account)
- Discover Bank (savings account)
- BECU (savings account)
- PNC (savings account)
- M&T Bank (savings account)
- Max My Interest (automates high-yield savings)
- Charles Schwab (offers a high-yield account as well)
Digital Banking / Checking Accounts
- Chime (also a checking account provider)
- Credit Karma Bank (main account for day-to-day living)
- Monzo
- Simple (formerly decommissioned, so remove it)
- Bank of America (primary account for paying bills)
- Astra
- Twine
- Evati
- Joy Savings
Peer-to-Peer / Money Transfer Apps
- Venmo (remove if already listed elsewhere)
- Cash App
- Tip Yourself
- Twine
- Evati
Real Estate / Property Investment
- Fundrise
- Landa
- Happynest
Credit Cards
- Bank of America Cash Rewards Credit Card (
- Bank of America Travel Rewards Credit Card (emergency credit card and my primary one used for travel expenses since )
Peer-to-Peer / Lending Investment
- LendingClub
- Worthy Peer Capital
Other / Miscellaneous
- Dobot (investing or money management tool, may belong in a different category based on its purpose)
- Oportun (likely a loan service, or an investment tool)
- Albert (personal finance tool)
- Tip Yourself (financial savings goal tool)