March 2025

Maximizing Social Security for Early Retirement in the 50 States: A FIRE Strategy

For those pursuing Financial Independence and Early Retirement (FIRE), Social Security is often seen as an afterthought. However, understanding the nuances of Social Security benefits can be an essential component…

Dorian Regester March 25, 2025

Housing

Purchase-Money Mortgages: A Strategy for Financial Independence and Homeownership

For many individuals pursuing Financial Independence, Retire Early (FIRE), traditional homeownership routes may not always be the best fit. Many people in the FIRE community prioritize building wealth through investments,…

Dorian Regester March 24, 2025

Housing

How to Use a 4-Step Real Estate Strategy for Financial Independence

In today’s world, achieving financial independence and early retirement (FIRE) is an aspiration for many. While FIRE traditionally focuses on saving, investing, and frugality, one investment approach that can significantly…

Dorian Regester March 23, 2025

Investment Strategies

How to Choose a Retirement Adviser: A FIRE Approach to Securing Your Financial Future

Planning for retirement has never been more complex. Traditional pension plans are disappearing, Social Security’s future remains uncertain, and Americans are living longer than ever before. To secure a stable…

Dorian Regester March 22, 2025

Tax Strategies

Leveraging Puerto Rico’s Act 60 for Financial Independence and Early Retirement (FIRE)

The pursuit of Financial Independence and Early Retirement (FIRE) has gained significant momentum, with individuals seeking strategies to maximize savings and minimize taxes. One compelling avenue is relocating to Puerto…

Dorian Regester March 21, 2025

Tax Strategies

5 IRS Audit Triggers to Avoid for Financial Independence

In the pursuit of Financial Independence and Early Retirement (FIRE), managing your finances efficiently is crucial not just for wealth-building but also to avoid unwanted headaches—such as an IRS audit.…

Dorian Regester March 20, 2025

Savings & Budgeting

What is FDIC Insurance? Maximizing Coverage for Financial Security in the FIRE Journey

When building your Financial Independence Retire Early (FIRE) plan, securing your savings is paramount. FDIC (Federal Deposit Insurance Corporation) insurance is one tool that can provide a reliable safeguard for…

Dorian Regester March 19, 2025

Savings & Budgeting

10 Types of CDs for FIRE Journey: Which One Fits Your Financial Independence Plan?

In the pursuit of Financial Independence and Retiring Early (FIRE), many people focus on aggressive investments like stocks, real estate, or mutual funds. While these options certainly offer potential for…

Dorian Regester March 18, 2025

News and Trends

Navigating Economic Downturns: FIRE Strategies in Light of the -2.8% GDPNow Estimate

The latest GDPNow estimate from the Atlanta Federal Reserve has sent shockwaves through the financial community. With a projected -2.8% real GDP growth rate for Q1 2025, down from -1.8%…

Dorian Regester March 17, 2025